October 2026 · Civil refunds
Cash-advance refunds from Cleo AI
Starting 27 October 2026, the FTC sends 2,124,796 PayPal payments totaling more than $15.8 million to people who paid Cleo AI for eligible instant cash advances.
The FTC sued over cash-advance ads and hard-to-cancel subscriptions. The company agreed to pay $17 million. This is a refund program after a settlement, not a criminal case.
The FTC says it never asks anyone to pay a fee to receive a refund.
FTC refund page